Edit Content

Quick Links

About Us

We guide you with trust, clarity, and support you can rely on

Contact Us

Get a guide to Life Insurance

Products

Indexed Universal

Tax benefits steady growth with downside protection

Final Expense

Help your loved ones by covering final costs with ease

Term

Reliable life coverage protecting your family during key years

Planning

Trusts

Create a lasting plan to manage wealth and support loved ones

Wills

A will protects your wishes and secures loved ones

Tax Planning

Pay less tax legally and grow wealth for life now!

Wills

The essential legal document to name guardians for your children and direct asset distribution.

Key Benefits

Appoint Guardians

Specify who will care for your minor children or dependents, providing them with legal and emotional certainty and removing court uncertainty.

Control Your Assets

Clearly dictate who inherits your property, bank accounts, and possessions (assets not covered by beneficiary designations), ensuring your wishes are followed.

Name Executor

Designate a trusted person (the executor) to manage and settle your estate, pay debts, and carry out your final distribution instructions.

How a Last Will and Testament Works?

A Will is a legal document that dictates how your property (your estate) should be distributed and how your minor children should be cared for after your passing. The Will becomes legally effective only upon your death. In the Will, you designate an executor to manage the process, and this document must then go through the court-supervised process called probate to validate it and legally transfer assets. A Will is crucial because without one, your estate is considered "intestate," and the state laws will determine who receives your assets and who cares for your children, a process which may completely contradict your personal wishes. While assets with named beneficiaries (like life insurance or retirement accounts) typically bypass the Will and probate, the Will is vital for all other assets, including real estate and personal property.
Decide Your Future

How a Will Can Work for You

Appoint Guardian

Choose the trusted caregiver for your minor children.

cost-reduction-dollar
Avoid State Rules

Ensure your specific distribution wishes are followed, not state law.

Define Executor

Select the person responsible for settling all your affairs.

Specify Heirlooms

Direct specific personal items to designated family members.

Simplify Probate

Provides clear direction for the court, streamlining the process.

Final Directives

Include instructions for funeral or burial arrangements and wishes.

Protect Loved Ones

Minimizes conflict and legal battles among surviving family.

Make Donations

Designate portions of your estate for charitable contributions.

Common Questions

Learn More About Wills

No. Life insurance policies, like retirement accounts, pass directly to the named beneficiary. The Will only governs assets that do not have a beneficiary designation.

If you die "intestate" (without a Will), the state laws of your residence determine how your assets are divided, and a court will appoint a guardian for your children.

While possible, it is highly discouraged. Minor errors in language or execution (signing/witnessing) can make the Will invalid, leading to the consequences of dying intestate.

Yes. You should review and potentially update your Will after any major life event, such as marriage, divorce, birth of a child, or the acquisition of significant new property.

No. A Will distributes your assets after death. A Living Will (or Advance Directive) dictates your medical wishes while you are still alive, if you become unable to communicate.

No. A Will must go through the probate process to be legally authenticated and executed. Only certain trusts or assets with named beneficiaries can bypass probate.

Got Questions? Contact Our 24/7 Support Team Now!