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Get a guide to Life Insurance
Tax benefits steady growth with downside protection
Help your loved ones by covering final costs with ease
Reliable life coverage protecting your family during key years
Create a lasting plan to manage wealth and support loved ones
A will protects your wishes and secures loved ones
Pay less tax legally and grow wealth for life now!
Specify who will care for your minor children or dependents, providing them with legal and emotional certainty and removing court uncertainty.
Clearly dictate who inherits your property, bank accounts, and possessions (assets not covered by beneficiary designations), ensuring your wishes are followed.
Designate a trusted person (the executor) to manage and settle your estate, pay debts, and carry out your final distribution instructions.
Choose the trusted caregiver for your minor children.
Ensure your specific distribution wishes are followed, not state law.
Select the person responsible for settling all your affairs.
Direct specific personal items to designated family members.
Provides clear direction for the court, streamlining the process.
Include instructions for funeral or burial arrangements and wishes.
Minimizes conflict and legal battles among surviving family.
Designate portions of your estate for charitable contributions.
No. Life insurance policies, like retirement accounts, pass directly to the named beneficiary. The Will only governs assets that do not have a beneficiary designation.
If you die "intestate" (without a Will), the state laws of your residence determine how your assets are divided, and a court will appoint a guardian for your children.
While possible, it is highly discouraged. Minor errors in language or execution (signing/witnessing) can make the Will invalid, leading to the consequences of dying intestate.
Yes. You should review and potentially update your Will after any major life event, such as marriage, divorce, birth of a child, or the acquisition of significant new property.
No. A Will distributes your assets after death. A Living Will (or Advance Directive) dictates your medical wishes while you are still alive, if you become unable to communicate.
No. A Will must go through the probate process to be legally authenticated and executed. Only certain trusts or assets with named beneficiaries can bypass probate.